Best eWallet Referral Codes Malaysia 2026
Malaysia's top e-wallets and cashback apps ranked by referral reward. Get up to RM100 free just for signing up.
Verified Apr 2026 · All BNM-licensed e-money issuers
Best eWallet Referral Codes Malaysia 2026
| # | App | Code | Reward |
|---|---|---|---|
| #1 | ShopeePay | 22CKLWLLB | Up to RM100 Duit Raya |
| #2 | Boost PayFlex | ooi6db3c | RM10 cashback |
| #3 | Atome | Use link | RM15 off first purchase |
| #4 | TNG eWallet | Use link | Cashback varies |
| #5 | ShopBack | Use link | RM20 cashback |
Ranked: Best eWallet Referral Codes 2026
Up to RM100 Duit Raya
22CKLWLLB
Up to RM100 Duit Raya rewards for new ShopeePay users — the highest referral bonus of any Malaysian e-wallet. If you already use Shopee, activating ShopeePay takes under 2 minutes. Code: 22CKLWLLB.
RM10 cashback
ooi6db3c
RM10 cashback after your first RM100 purchase via Boost PayFlex. Boost also offers Buy Now Pay Later (BNPL) — split purchases into installments with cashback on top. Code: ooi6db3c.
RM15 off first purchase
RM15 off your first Atome purchase — no code needed, applied automatically via the referral link. Atome splits any Malaysian purchase into 3 interest-free payments. 1,000+ merchants including Zalora, AEON, and Harvey Norman.
Cashback varies
Malaysia's #1 e-wallet by users — accepted at toll plazas, parking, retail, and thousands of merchants. TNG eWallet referral rewards vary by campaign. Essential for any Malaysian — toll payments alone make it worth having.
RM20 cashback
RM20 cashback for new users plus ongoing cashback on every purchase through ShopBack at 1,000+ stores including Shopee, Lazada, Zalora, and Grab Food. Not just a one-time bonus — earns you cashback on every online purchase.
FAQ
Which eWallet in Malaysia has the best referral code?
ShopeePay offers the highest one-time referral bonus at up to RM100 Duit Raya (code: 22CKLWLLB). For ongoing value, ShopBack gives RM20 signup cashback plus continuous cashback on all online purchases. Boost gives RM10 cashback on first purchase. You can sign up for all of them.
What is the difference between an eWallet and a digital bank in Malaysia?
An eWallet (like TNG eWallet, ShopeePay, Boost) stores money for payments and transactions but doesn't offer savings accounts or credit facilities. A digital bank (like GX Bank, Ryt Bank) is a fully licensed bank — you get savings accounts, debit cards, and in some cases credit products. Most Malaysians use both.
Is TNG eWallet safe in Malaysia?
Yes. Touch 'n Go eWallet is licensed by Bank Negara Malaysia (BNM) as an e-money issuer. It is backed by Touch 'n Go Sdn Bhd (a PLUS company) and has been operating in Malaysia since 2017. Over 16 million registered users.
What is Atome and how is it different from an eWallet?
Atome is a Buy Now Pay Later (BNPL) platform, not a traditional eWallet. Instead of storing money, it lets you split any purchase into 3 interest-free payments. You pay the first installment immediately and the rest over 2 months. RM15 off your first purchase via the referral link.
Can I use multiple eWallet referral codes in Malaysia?
Yes — each referral code is specific to one app. You can claim bonuses from ShopeePay, Boost, Atome, and ShopBack separately. There is no limit to how many e-wallet referral codes you can use, as long as you're a new user on each platform.