Referral Code — Quick Answer

A referral code is a unique code given to existing users to share with friends. When a new user signs up using the code, both parties receive a reward.

In Malaysia: Used by apps like Ryt Bank (BRVRG), GX Bank (OOIY691), Luno (FJKG2K) and 40+ more.

What is a Referral Code? (Apa Itu Referral Code?)

A referral code (also called a referral ID or invite code) is a unique alphanumeric code assigned to existing users of an app or service. When you share your referral code with a friend and they sign up using it, both of you receive a reward — such as cashback, free credits, or a signup bonus.

Maksud Referral Code (Meaning in Malay)

Maksud referral code dalam Bahasa Malaysia ialah "kod rujukan" atau "kod cadangan". Ia adalah kod unik yang diberikan kepada pengguna sedia ada untuk dikongsi dengan rakan-rakan. Apabila rakan mendaftar menggunakan kod tersebut, kedua-dua pihak akan menerima ganjaran percuma.


Contoh Referral Code (Examples)

Here are real referral code examples from popular Malaysian apps:

AppContoh Referral CodeReward
Ryt BankBRVRGUp to RM99
GX BankOOIY691RM30 reward
LunoFJKG2KRM25 in BTC
Setelg88beRM3 cashback
Wahed InvestYINOOI1RM20 welcome bonus
VersaDDGFGYUXRM10 reward
LazadaAHeJ58BMExclusive vouchers
Zus CoffeeJAYJ6LRExclusive vouchers

How to Use a Referral Code

  1. Find a referral code — from a friend, or from ReferralCodeMY.com
  2. Download the app — or visit the website
  3. Sign up — create your new account
  4. Enter the referral code — usually during registration or in settings
  5. Claim your reward — cashback, credits, or bonus automatically applied

Cara Guna Referral Code (BM)

  1. Dapatkan referral code daripada rakan atau laman web seperti ReferralCodeMY.com
  2. Muat turun aplikasi atau layari laman web berkenaan
  3. Daftar akaun baru
  4. Masukkan referral code semasa pendaftaran
  5. Dapatkan ganjaran percuma anda

Is a Referral Code Optional?

Yes — when you see "referral code (optional)" during signup, it means you can skip it. However, you should always enter one if you have it, because it gives you free rewards at no extra cost. If you don't have a friend's code, use one from ReferralCodeMY.com.

Referral Code vs Promo Code — What's the Difference?

Referral CodePromo Code
Unique per userSame for everyone
Both parties get rewardsOnly the user gets discount
Used when signing upUsed at checkout
Example: BRVRG (Ryt Bank)Example: SALE50

Soalan Lazim (FAQ)

Apa itu referral code?

Referral code ialah kod unik yang diberikan kepada pengguna sedia ada untuk dikongsi dengan rakan. Apabila rakan mendaftar menggunakan kod tersebut, kedua-dua pihak menerima ganjaran percuma seperti cashback atau kredit percuma.

What is the meaning of referral code?

A referral code is a unique alphanumeric code assigned to existing app users. When a new user signs up using the referral code, both the referrer and the new user receive rewards such as cashback, free credits, or signup bonuses.

Apa contoh referral code?

Contoh referral code Malaysia: Ryt Bank (BRVRG), GX Bank (OOIY691), Luno (FJKG2K), Setel (g88be), Wahed Invest (YINOOI1). Semua kod ini boleh digunakan semasa mendaftar untuk mendapat ganjaran percuma.

Is referral code optional?

Yes, referral codes are optional during signup. However, you should always enter one if available because it gives you free rewards at no extra cost. Use codes from ReferralCodeMY.com if you don't have a friend's code.

What is the difference between referral code and promo code?

A referral code is unique per user and rewards both the referrer and new user when signing up. A promo code is the same for all users and gives a discount at checkout. Referral codes are used during account registration, promo codes at purchase.

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