How to Use AEON Bank Referral Code AB572574 (2026)
Takes ~10 minutes · No minimum deposit · Earns 3.00% p.a. · BNM-licensed · Verified Apr 2026
AEON Bank Referral Code — Quick Answer
AB572574
Earns 3.00% p.a. savings rate · No minimum deposit · No lock-in · BNM-licensed & PIDM-protected
Open AEON Bank Account →Why 3.00% p.a. Is a Big Deal
AEON Bank
3.00% p.a.
Maybank SaveUp
~0.5% p.a.
CIMB Savings
~0.6% p.a.
Fixed Deposit (12m)
~2.5–3.2% p.a.
AEON Bank gives FD-level returns with full liquidity. No lock-in, withdraw anytime.
Step-by-Step: How to Use AEON Bank Referral Code
- 1
Download the AEON Bank app
Search for 'AEON Bank' on the App Store (iPhone) or Google Play (Android). Download and install the official AEON Bank Malaysia app. AEON Bank is a BNM-licensed digital bank backed by AEON Financial Service — a major Japanese financial group with decades of presence in Malaysia.
Tip: AEON Bank is separate from AEON Credit (hire purchase) and AEON supermarkets, though they share the AEON brand. AEON Bank is a full BNM-licensed digital bank.
- 2
Tap 'Sign Up' and enter your mobile number
Open the app and tap 'Sign Up' or 'Open Account'. Enter your Malaysian mobile number — you'll receive an OTP via SMS to verify. Create a 6-digit PIN for your account security.
Tip: Use a mobile number registered under your MyKad name for smooth eKYC verification. AEON Bank's sign-up uses your phone number as your primary identifier.
- 3
Enter referral code AB572574
During the sign-up process, look for the 'Referral Code' or 'Invite Code' field and enter AB572574. This registers you under the referral programme. Confirm the code to proceed.
Tip: Enter AB572574 exactly as shown — all uppercase. The referral code field may appear after you submit your mobile number and OTP. Do not skip it — the code cannot be added after account creation.
- 4
Complete eKYC with your MyKad
Upload a clear photo of your MyKad (front and back) and take a selfie for facial recognition. AEON Bank's eKYC is powered by AI and typically completes in 3–10 minutes. Your account is created instantly upon approval.
Tip: Use your physical MyKad card under good lighting — not a photocopy or screenshot. Ensure the MyKad is not expired.
- 5
Deposit to start earning 3.00% p.a.
Once your account is open, transfer funds via FPX online banking. AEON Bank's savings account earns 3.00% p.a. — one of the highest savings rates of any Malaysian bank. There is no lock-in period — your money is accessible anytime. The 3.00% p.a. is calculated daily and credited monthly.
Tip: 3.00% p.a. on RM10,000 earns you RM300 per year — RM25/month — entirely passively, just by keeping money in the account. Compare this to Maybank or CIMB savings at 0.5%–1% p.a.
Common Mistakes to Avoid
- ✗Don't skip the referral code field — AB572574 must be entered during sign-up
- ✗Don't confuse AEON Bank with AEON Credit (hire purchase) — they are different products
- ✗Don't leave your savings in a conventional bank at 0.5% when AEON Bank gives 3.00%
- ✗Don't use a blurry or expired MyKad for eKYC — it will be rejected
FAQ
What is the AEON Bank referral code?
The AEON Bank referral code is AB572574. Enter this during sign-up to register under the referral programme. AEON Bank's main benefit is its 3.00% p.a. savings rate — one of the highest among Malaysian banks — plus any referral bonus credited upon successful account activation.
What is AEON Bank's savings interest rate?
AEON Bank offers 3.00% p.a. on its savings account — significantly higher than conventional Malaysian banks (typically 0.5%–1% p.a.). The interest is calculated daily and credited monthly. There is no minimum balance requirement and no lock-in period.
Is AEON Bank safe in Malaysia?
Yes. AEON Bank is a BNM-licensed digital bank and your deposits are protected by PIDM (Perbadanan Insurans Deposit Malaysia) up to RM250,000. It is backed by AEON Financial Service Co., a major Japanese financial institution. AEON Bank is one of Malaysia's five licensed digital banks.
How does AEON Bank's 3% savings rate compare to fixed deposits?
AEON Bank's 3.00% p.a. savings rate is comparable to many 12-month fixed deposit rates at conventional banks, but with full liquidity — you can withdraw anytime without penalty. Traditional savings accounts at Maybank, CIMB, or Public Bank offer 0.5%–1% p.a. on regular savings.
Is there a minimum deposit for AEON Bank?
AEON Bank has no minimum balance requirement to open or maintain an account. You start earning 3.00% p.a. from the first ringgit you deposit. You can deposit as little or as much as you like.
Can I have both AEON Bank and my existing bank account?
Yes. You can hold accounts at multiple BNM-licensed banks simultaneously. Most people keep their existing bank for salary crediting and loans, and open an AEON Bank account specifically for its high savings rate. All BNM-licensed banks are PIDM-protected up to RM250,000.