How to Use GX Bank Referral Code OOIY691 in Malaysia (2026)
Takes ~10 minutes · Reward: up to RM225 · Verified Apr 2026
GX Bank Referral Code — Quick Answer
OOIY691
Reward: Up to RM225 · Enter during sign-up · Valid in Malaysia
Download GX Bank & Sign Up →Step-by-Step: How to Use GX Bank Referral Code
- 1
Download the GX Bank app
Go to the App Store (iPhone) or Google Play Store (Android) and search for 'GX Bank'. Download and install the official GX Bank app. Make sure you download from the official GXBank.my store listing.
Tip: The app is free to download. GX Bank is backed by Grab and KFH Malaysia.
- 2
Tap 'Sign Up' and enter your details
Open the app and tap 'Sign Up'. Enter your Malaysian mobile number — a one-time password (OTP) will be sent via SMS. Create a secure 6-digit PIN for your account.
Tip: Use a mobile number that is registered under your MyKad name for smooth verification.
- 3
Enter referral code OOIY691
During the sign-up flow, you will see a field asking 'Do you have a referral code?'. Enter OOIY691 exactly as shown. This links your account to the referral reward.
Tip: The referral code field may appear after you submit your basic details. Don't skip this step — you cannot add a referral code after your account is created.
- 4
Complete eKYC verification
Upload a photo of your MyKad (front and back) and take a selfie for facial recognition. GX Bank uses eKYC — the process usually takes under 5 minutes and is done entirely in the app.
Tip: Ensure good lighting for your selfie. Use the physical MyKad card (not a photocopy or screenshot).
- 5
Apply for FlexiCredit or Biz FlexiLoan to unlock rewards
To unlock the full RM100–RM225 referral reward, apply for GX Bank FlexiCredit (personal credit facility, RM100 bonus) or Biz FlexiLoan (business loan, RM125 bonus). Both can be applied within the app. You can apply for both to unlock the maximum RM225.
Tip: FlexiCredit gives you a personal credit limit up to RM150,000 withdrawable instantly. Even if you don't need the credit, applying and drawing down RM1 unlocks the referral bonus.
Common Mistakes to Avoid
- ✗Don't skip the referral code field — you cannot add it after sign-up
- ✗Don't use a mobile number that's already registered to another GX Bank account
- ✗Don't use a blurry or photocopied MyKad for eKYC — use the original card
- ✗Don't just open the account — you need to apply for FlexiCredit or Biz FlexiLoan to unlock the reward
FAQ
What is the GX Bank referral code?
The GX Bank referral code is OOIY691. Enter this during the sign-up process to be eligible for up to RM225 in referral rewards.
Where do I enter the GX Bank referral code?
The referral code field appears during the GX Bank sign-up process — usually after you enter your mobile number and set your PIN. Look for 'Do you have a referral code?' or 'Enter invite code'. Type OOIY691 and proceed.
What do I get from the GX Bank referral code?
Using referral code OOIY691, you get: RM100 when you apply for GX Bank FlexiCredit and make a drawdown, plus RM125 when you apply for Biz FlexiLoan. Maximum total: RM225.
Do I need to keep money in GX Bank to get the referral bonus?
No minimum balance is required to open a GX Bank account. To get the referral reward, you need to apply for FlexiCredit (and make at least one drawdown) or Biz FlexiLoan. There is no requirement to maintain a savings balance.
I forgot to enter the GX Bank referral code during sign-up. Can I add it later?
Unfortunately, no. GX Bank's referral code must be entered during the initial sign-up process. It cannot be added retrospectively. If you've already signed up without a code, the referral reward is no longer claimable on that account.
How long does it take to receive the GX Bank referral bonus?
The RM100 FlexiCredit bonus is typically credited within a few business days of your first drawdown. The RM125 Biz FlexiLoan bonus is credited after loan disbursement. Check GX Bank's current T&Cs in-app for exact timelines.