How to Use Wahed Referral Code YINOOI1 (2026)
Takes ~15 minutes · Min. RM200 investment · Reward: RM20 bonus · Halal investing · Verified Apr 2026
Wahed Referral Code — Quick Answer
YINOOI1
Reward: RM20 bonus · Min. RM200 investment · Shariah-compliant · SC-licensed
Sign Up on Wahed →Step-by-Step: How to Use Wahed Referral Code
- 1
Download the Wahed Invest app
Search for 'Wahed Invest' on the App Store (iPhone) or Google Play (Android). Download and install the official Wahed Invest app. Alternatively, use the referral link from ReferralCodeMY to go directly to the download page.
Tip: Wahed Invest is a Shariah-compliant robo-advisor regulated by the Securities Commission Malaysia (SC). It is also registered with the US SEC and operates in multiple countries. Your investments are in halal-screened ETFs and sukuk.
- 2
Enter referral code YINOOI1 during registration
Open the app and tap 'Get Started' or 'Sign Up'. Enter your email address and create a password. When the registration flow shows an 'Invite Code' or 'Referral Code' field, enter YINOOI1. Confirm to proceed.
Tip: Wahed's referral code field appears early in the sign-up flow. Enter YINOOI1 exactly as shown — all capitals. The code cannot be added after registration is complete.
- 3
Complete your investor profile
Wahed asks questions about your investment goals, risk appetite, and whether you want Shariah-compliant investments. Answer honestly — the app uses your responses to recommend a portfolio. All Wahed portfolios are Shariah-screened by default.
Tip: Wahed's Shariah compliance is certified by an independent Shariah advisory board. Investments exclude alcohol, tobacco, weapons, conventional finance, and other non-halal sectors.
- 4
Complete eKYC with your MyKad
Upload a clear photo of your MyKad (front and back) and take a selfie for facial recognition. Wahed's eKYC typically takes 5–15 minutes. You will receive email confirmation when your account is approved.
Tip: Ensure the MyKad photo is clear and not expired. Malaysian users can verify entirely in the app — no branch visit needed.
- 5
Invest a minimum of RM200 to unlock the RM20 bonus
Once your account is verified, deposit RM200 or more via FPX online banking into your Wahed portfolio. The minimum investment is RM200. After the investment is confirmed, both you and your referrer receive the bonus: you get RM20, your referrer gets RM10.
Tip: The RM20 bonus is credited as investment units in your Wahed portfolio — not as withdrawable cash. It grows (or falls) with your portfolio. It's a real investment credit, not a locked promotional balance.
Common Mistakes to Avoid
- ✗Don't invest less than RM200 — the bonus only triggers at the RM200 minimum investment
- ✗Don't skip the referral code field — it must be entered during sign-up, not after
- ✗Don't expect cash — the RM20 bonus is credited as investment units, not withdrawable money
- ✗Don't use a blurry MyKad photo — eKYC rejection delays your account opening
FAQ
What is the Wahed referral code for Malaysia?
The Wahed Malaysia referral code is YINOOI1. Enter this during sign-up to receive a RM20 welcome bonus after you invest a minimum of RM200. Your referrer also earns RM10.
Is Wahed Invest halal?
Yes. Wahed Invest is a fully Shariah-compliant robo-advisor. All investment portfolios are screened and certified halal by an independent Shariah advisory board. Investments exclude alcohol, tobacco, weapons, pork, and conventional interest-bearing instruments. This makes Wahed popular among Muslim investors in Malaysia as an alternative to conventional unit trusts.
What does Wahed invest my money in?
Wahed invests in Shariah-compliant ETFs covering global equities (Islamic index funds), sukuk (Islamic bonds), gold, and real estate (Shariah-compliant REITs). The exact allocation depends on your risk profile. Wahed rebalances your portfolio automatically.
How much do I need to invest on Wahed Malaysia?
The minimum investment on Wahed Malaysia is RM200. To unlock the RM20 referral bonus using code YINOOI1, you need to invest at least RM200. There is no maximum — you can invest as much as you like.
Is Wahed safe in Malaysia?
Yes. Wahed Invest is regulated by the Securities Commission Malaysia as a licensed fund management company. It is also registered with the US SEC. Your investments are held in segregated accounts at appointed custodians — not commingled with Wahed's operational funds.
How does Wahed compare to StashAway?
Both are SC-licensed robo-advisors. The key difference: Wahed only invests in Shariah-compliant assets — it's the default choice for Muslim investors. StashAway invests in conventional ETFs with higher global diversification. Wahed's minimum is RM200; StashAway's is RM100. Wahed gives RM20 bonus (code YINOOI1); StashAway gives RM30,000 managed free via referral link.