RHB Referral Code Malaysia 2026

As of April 2026, RHB Bank does not offer a public referral code programme for new account sign-ups. Like other established Malaysian banks, RHB competes on product features, branch networks, and credit facilities rather than signup bonuses.

RHB Now is RHB's digital banking platform. As of 2026, it does not have a public referral code that gives new users a guaranteed cash bonus. RHB occasionally runs targeted promotions, but these are not the same as the always-on referral programmes offered by digital banks like GX Bank and Ryt Bank.

GX Bank (code OOIY691) gives up to RM225 — the highest referral bonus of any Malaysian bank. Ryt Bank (code BRVRG) gives up to RM99 Duit Raya with no minimum deposit. Both are BNM-licensed digital banks that you can open alongside your existing RHB account.

Yes. There is no restriction on holding accounts at multiple BNM-licensed banks in Malaysia. Most people keep their RHB account for salary and existing banking needs, and open a GX Bank or Ryt Bank account to claim the referral bonus. All BNM-licensed banks are protected by PIDM up to RM250,000.

RHB occasionally runs fixed deposit rate promotions and credit card welcome bonuses for new cardholders, but these are product-specific and not publicly available referral codes. For a guaranteed, always-on signup bonus, digital banks like GX Bank and Ryt Bank are currently the best options in Malaysia.